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系统显示365字，好像短一点。通读了一遍，感觉不算难，有个别词汇不认识的，但好像也不太影响理解，看看题目吧。
more americans are opting to work well into retirement, a growing trend that threatens to upend?the old workforce model.
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ps. opt to do sth.相当于choose to do sth.； upend?sth.:turn sth. upside down颠倒。
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one in three americans who are at least 40 have or plan to have a job in retirement to prepare for a longer life, according to a survey conducted by harris?poll for td ameritrade. even more surprising is that more than half of “unretirees”–those who plan to work in retirement or went back to work after retiring–said they would be employed in their later years even if they had enough money to settle down, the survey showed.
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26. the survey conducted by harris poll indicates that _______.
[a] over half of the retirees are physically fit for work—超过半数退休人身体健康，可以继续打工
[b] the old workforce is as active as the younger one does—年纪大的打工人跟年轻的一样能扛
[c] one in three americans enjoy earlier retirement—三分之一美国人想早点退休
[d] more americans are willing to work in retirement—更多美国人想退休后继续干活
那看回原文：one in three americans who are at least 40 have or plan to have a job in retirement，三分之一的美国人打算退休后继续打工，那就是d了。
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financial needs aren’t the only culprit?for the “unretirement” trend. other reasons, according to the study, include personal fulfillment such as staying mentally fit, preventing boredom or avoiding depression.
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27. it can be inferred from paragraph 3 that americans tend to think that _______.
[a] retirement may cause problems for them—退休会带来问题
[b] boredom can be relieved after retirement—退休后人会没那么无聊
[c] the mental health of retirees is overlooked—忽视了退休人的心理健康
[d] “unretirement”contributes to the economy—前面说过unretirees是那些退休了还工作的，那就是这些人对经济有贡献
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第三段提到除了需要钱，还有其他因素，心理健康，对抗无聊，预防抑郁。钱跟心理问题这些都是问题了，那就是a，退休会带来好多麻烦。
ps ：culprit不知道，但后面有reason，感觉在这段指的都是同样的意思。查了一下culprit：
when you are talking about a 
problem or bad situation, you can refer to its cause as the culprit. (造成问题或麻烦的) 原因。所以笔者认为这种退休后还回去职场的是bad situation
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“the concept of retirement is evolving,” said christine russell, senior manager of retirement at td ameritrade. “it’s not just about finances. the value of work is also driving folks to continue working past retirement.”
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one reason for the change in retirement patterns: americans are living longer. the share of the population 65 and older was 16% in 2018, up 3.2% from the prior year, according to the u.s. census bureau. that’s also up 30.2% since 2010.
28. retirement patterns are changing partly due to _________.
[a] labor shortage—劳动力短缺
[b] population growth—人口多了
[c] longer life expectancy—活更久了
[d] rising living costs——生活成本高了
那回到原文americans are living longer，那就是c了。
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because of longer life spans, americans are also boosting their savings to preserve their nest eggs, the td ameritrade study showed, which surveyed 2,000 adults between 40 to 79. six in 10 “unretirees” are increasing their savings in anticipation of a longer life, according to the survey. among the most popular ways they are doing this, the company said, is by reducing their overall expenses, securing life insurance or maximizing their contributions to retirement accounts.
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29. many retirees are increasing their savings by _________?.
[a] investing more in stocks—炒股
[b] taking up odd jobs—干些奇奇怪怪的活
[c] getting well-paid work—做人工高的工作
[d] spending less—花少d钱
上面最后一句，提到的就是d了，少花钱。
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unfortunately, many people who are opting to work in retirement are preparing to do so because they are worried about making ends meet in their later years, said brent weiss, a co-founder at baltimore-based financial-planning firm facet wealth. he suggested that preretirees should speak with a financial adviser to set long-term financial goals.
30. with regard to retirement, brent weiss thinks that many people are __________.
[a] unprepared—没准备的
[b] unafraid—不怕
[c] disappointed—失望
[d] enthusiastic—激情四射
这个brent还建议其他人跟理财顾问聊聊，那就是他觉得很多人都对退休没准备。a
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“the most challenging moments in life are getting married, starting a family and ultimately retiring,” weiss said. “it’s not just a financial decision, but an emotional one. many people believe they can’t retire.”
?总结：这个对将来要用英文看paper的研究生来说，应该很简单吧。
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